Since 1961, DeStefano Associates, LLC has been Essex County’s premier choice for auto & high performance vehicles, home, and business insurance coverage. Our third-generation insurance providers will utilize all their resources and business connections to help you obtain the perfect coverage plan to accommodate your individual requirements.

Because we are an independent insurance agency, we are able to shop around with many different providers to locate the perfect coverage plan for you and your family. You can count on us to find the best coverage options at the lowest prices every time.

The Cost of Not Having Business Insurance

Posted: April 19, 2024

Running a business comes with many risks, from property damage to legal liabilities. While some business owners may see insurance as an unnecessary expense, the cost of failing to have adequate coverage can far outweigh the premiums paid. It is essential to understand the potential consequences of operating without business insurance. Financial Losses from Property Damage Property damage can occur unexpectedly due to natural disasters,...

Spring Showers: Why You Need Personal Umbrella Insurance

Posted: April 16, 2024

Personal umbrella insurance is an additional layer of liability coverage that goes beyond the limits of your standard home or auto insurance policy. It provides extra protection if you are sued for damages exceeding the limits of your primary insurance policies. Here's why you should consider adding a personal umbrella policy to your insurance portfolio: Protection Against Liability Risks Spring brings blooming flowers and unpredictable...

A Small Business Owner's Guide to Financial Literacy

Posted: April 4, 2024

Financial literacy is the foundation of sound financial management; for small business owners, it's essential for success. With April being Financial Literacy Month, there's no better time to learn more about the fundamentals of financial literacy that every small business owner should know. Budgeting Basics for Small Businesses Budgeting is crucial for small businesses to manage finances and achieve their profit goals effectively. To effectively...

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DeStefano Associates, LLC specializes in auto & high performance vehicles, home, and business insurance.

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Recent News & Updates

The Cost of Not Having Business Insurance

Spring Showers: Why You Need Personal Umbrella Insurance

A Small Business Owner's Guide to Financial Literacy